{"title":"Finance Trackers","description":"\u003cp class=\"p1\"\u003eBudget, debt payoff, and paycheck-to-paycheck planning — for real life, not just business\u003c\/p\u003e","products":[{"product_id":"debt-payoff-tracker-for-couples","title":"Debt Payoff Tracker for Couples","description":"\u003cp dir=\"ltr\"\u003ePaying off debt as a couple is a different challenge than doing it solo — you need shared visibility, not just a personal spreadsheet.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eThis tracker gives you one shared view: every debt, tagged to whoever owes it (or joint), automatically sorted by whichever payoff strategy you pick — Snowball (smallest balance first) or Avalanche (highest interest first).\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eLog your payments each month and watch your combined balance drop, with a dashboard that shows exactly where you stand — together.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eKey Features:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul dir=\"ltr\"\u003e\n\u003cli\u003eDebt list tagged Partner A \/ Partner B \/ Joint\u003c\/li\u003e\n\u003cli\u003eAuto Snowball or Avalanche payoff order\u003c\/li\u003e\n\u003cli\u003e12-month payment tracker per debt\u003c\/li\u003e\n\u003cli\u003eDashboard: total debt, % paid off, per-partner breakdown\u003c\/li\u003e\n\u003cli\u003eMonthly Summary: cumulative paid, remaining balance, progress chart\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Lumia","offers":[{"title":"Default Title","offer_id":55057624596779,"sku":null,"price":10.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1008\/5128\/6315\/files\/1_cover_2000x2000_19e41de7-3540-42cb-85da-37ee8a542794.png?v=1787381909"},{"product_id":"paycheck-to-paycheck-budget-for-shift-workers","title":"Paycheck-to-Paycheck Budget for Shift Workers","description":"\u003cp dir=\"ltr\"\u003eMost budget templates assume the same paycheck every month. Shift and hourly work doesn't work that way.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eThis tracker matches each bill to the specific paycheck that pays it — so you always know exactly which check covers rent, which covers the car payment, and whether you're actually going to come up short before it happens.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eLog your hours and pay as each check comes in, and the dashboard shows your income trend, your leftover after bills, and flags any week that's tight.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eKey Features:\u003c\/strong\u003e Paycheck log with hours\/rate\/net pay · Bills assigned to specific paycheck date · Variable spending tracked per paycheck · Auto SHORT\/OK flag · Monthly Summary\u003c\/p\u003e","brand":"Lumia","offers":[{"title":"Default Title","offer_id":55057642062123,"sku":null,"price":10.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1008\/5128\/6315\/files\/paycheck_1_cover.png?v=1787382383"},{"product_id":"adhd-friendly-budget-for-product-makers","title":"ADHD-Friendly Budget for Product Makers","description":"\u003cp dir=\"ltr\"\u003eMost budget templates assume you have the executive function to track 15 categories and reconcile a monthly report. This one doesn't.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eJust 5 categories, on purpose. Tax and safety-net money set themselves aside automatically from every sale — nothing to calculate. A 2-minute weekly check-in with checkboxes replaces a full report, and missing a week doesn't cost you anything but a reset streak, not guilt.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eBuilt for sellers of handmade goods, jewelry, and small physical products whose income changes month to month.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eKey Features:\u003c\/strong\u003e Only 5 spending categories · Tax \u0026amp; buffer auto set-asides · Materials\/Supplies includes defects\/unsold stock · Weekly Check-In with streak · Monthly Summary\u003c\/p\u003e","brand":"Lumia","offers":[{"title":"Default Title","offer_id":55057644519723,"sku":null,"price":10.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1008\/5128\/6315\/files\/adhdmaker_1_cover.png?v=1787382544"},{"product_id":"adhd-friendly-budget-for-service-freelancers","title":"ADHD-Friendly Budget for Service Freelancers","description":"\u003cp dir=\"ltr\"\u003eFreelance income isn't just irregular — there's a gap between billing a client and actually getting paid, and that gap is where most budget templates fall apart.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eThis tracker follows every invoice from sent to paid, flags anything overdue without you having to remember to check, and only sets aside tax and safety-net money once the cash is actually in hand — not when you sent the invoice.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eSame low-overwhelm approach as the rest of the ADHD-friendly series: 5 categories, a 2-minute weekly check-in, no guilt for a missed week.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eKey Features:\u003c\/strong\u003e Invoice log (Sent\/Due\/Paid) · Auto-flagged overdue invoices · Tax\/buffer set-asides trigger on Paid status · 5 categories · Monthly Summary based on actual cash received\u003c\/p\u003e","brand":"Lumia","offers":[{"title":"Default Title","offer_id":55057654776107,"sku":null,"price":10.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1008\/5128\/6315\/files\/adhdfreelancer_1_cover.png?v=1787383034"},{"product_id":"social-shop-order-tracker-jewelry-gadgets-small-goods","title":"Social Shop Order Tracker (Jewelry, Gadgets \u0026 Small Goods)","description":"\u003cp dir=\"ltr\"\u003eIf you're selling jewelry, gadgets, or small goods through Instagram or Facebook DMs instead of a full storefront, none of the mainstream tools quite fit — they assume Shopify or Etsy checkout, not a deposit-and-balance DM sale.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eThis tracker is built for that exact workflow: log the customer, the item, deposit and balance, cost of goods, and the payment processing fee your platform actually charges (PayPal, Stripe, Venmo, or Instagram\/Facebook Checkout).\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eEvery order rolls up automatically into a full-year weekly view and a monthly summary — add shipping and ad spend once, and your profit margin is always visible.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eKey Features:\u003c\/strong\u003e Order log (handle, item, deposit, balance, COGS, fee) · All Weeks auto-rollup · Weekly Summary · Monthly Summary with rent\/taxes · US\/EU-ready\u003c\/p\u003e","brand":"Lumia","offers":[{"title":"Default Title","offer_id":55057656480043,"sku":null,"price":10.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1008\/5128\/6315\/files\/socialshop_1_cover.png?v=1787383175"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1008\/5128\/6315\/collections\/Finance-Trackers-Collection-Cover.png?v=1787303160","url":"https:\/\/lumiamart.com\/collections\/finance-trackers.oembed","provider":"Lumia","version":"1.0","type":"link"}